Retroactive cover provides insurance protection for work that you undertook prior to the commencement of your current policy.
If a claim arises from work that you did 2 years ago and on your current policy provides you have retroactive cover with a date prior to this work, then your current insurance work cover this claim subject to the rest of the policy's terms and conditions. In the event that you didn't have retroactive cover this unfortunately won't be covered by your current policy, and generally not covered by your previous insurer if their policy was a 'claims made' policy.
Rapid Solutions can offer retroactive cover back to the date that you first started to hold continuous, and similar, insurance for your business. We look at retroactive cover on an individual basis taking into account your insurance history.